When I begin the enlistment process in the next few months for 18X, I intend enlist under a 6-year contract to accept the Loan Repayment Program (LRP) enlistment incentive (if it is available) and the Post 9/11 GI Bill. The first 3 years covers the LRP and the GI Bill is covered in the last 3 years. This is only doable by waiving the Montgomery GI Bill, confirmed by local Army recruiter. The LRP covers all federal student loans which is great, but there is a section of the LRP that covers However I am going to take out a non-federal student loan to complete my studies this summer, and I would obviously like it to be covered under the LRP, but I don't speak Army yet and this is as far as I could get from the HRC page. My question is: Does anyone have any experience with this or advice on how to proceed so that I get a loan from a qualified lender?